Get Short Term Loans sitting at home from these 4 companies, No Guaranter Needed

You need money for an urgent job, but the pocket is empty. In this case, you can get a loan for short time only through your mobile. If you just want 1000 rupees or millions of rupees, then you can fulfill your needs with 4 companies like EarlySalary. You do not have to do any paperwork nor go to the company's office to take loans from these companies. You can do this work through your mobile and sit at home.

Find out - about these 4 companies. With this, know how to apply for a short term loan.

    EarlySalary's Cofounder and CEO Akshay Mehrotra points out that in order to take a loan, the user must first download the EarlySalary app from the Google Play Store.

    How to apply:

    - While registering yourself on the app, you will have to share the details of Facebook and LinkedIn Login Details, PAN Card Number and Bank Statement.

    - After you enter all the details you want to take, you will know that you are getting a loan or not within a few minutes.

    - Within a few hours after the loan approval, the loan amount is transferred to your bank account. According to Mehrotra, You have to pay the loan amount after the salary has come.


    Like the EarlySalary, SmartCoin also offers a quick loan. According to Rohit Garg, Koffer and CEO of this financial company, Here the user gets cash only for his every need with his social profile.

    How to apply:

    SmartCoin is a mobile app that you can download from Google Play Store. On the app, you have to register yourself through Facebook login.

    - You must have Aadhaar card, bank account and Facebook account while registering. You have to fill these details by filling out a form.

    - After reviewing your social media profile and other details of the company, how much you can be given up to a lion, this option will show.

    - Based on this, your short term loan will be allowed in just a few minutes. The money will be credited to your bank account within the next two hours. With SmartCoin you can take the loan from 1 thousand to 50 thousand.


    Instapaisa is a platform where lenders and takers both are available. Instapaisa's automatic system automatically connects you to the right lender and your loan is approved within minutes. This company works with both, non-banking financial companies and banks.

    How to apply:

    - According to Instapaisa's website, first, you have to download the company app. You must register yourself on the app.

    - Apply for a loan. After that, the company gets your PAN number, bank transaction details and Cibil score.

    - According to the company, once your loan is approved, you will get a loan within the next 6 hours after the KYC sign.


    Salarytopup gives you an instant loan based on your salary. With this company, you can take loans from 2 months to 12 months. They will give loan only on the basis of your salaries.

    How to apply:

    - You can apply via computer or mobile to take a loan from Salarytopup. According to the company's website, she does a tie-up with your company.

    - In this case, you are given a loan on the basis of your salary. You do not have to worry about loan repairs because they will be cut off directly from your salaries. The company takes an interest rate of 1.5% per month on the interest rate loan.
Keep these things in mind:
  • Many companies also charge a processing fee and stamp duty charge. In such a situation, prior to applying for a loan, the loan amount will be charged and the interest will be charged from you.
  • After taking a loan for short term, make a loan repayment on time. This will save you from getting late payment charges.
  • Before taking an Insta Loan from these online lending platforms, please read all its terms and conditions. This will help you to understand their model.

Hands for India
Hands for India

A author, blogger, features writer and a communications specialist. He has written for various popular magazines and websites related to technology , career, Money, Health, Women's growth, India, Environment and lifestyle.

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